Get a mortgage rate on the spot!


Click  here and put in your info to get live rates! Fixed, ARMs, Jumbo, FHA, VA, USDA.We have it with NO BROKER JUNK FEES
along with the fact that we rebate money to you to help you pay closing costs!


Since we proudly are brokers, we can search the rates and programs that you need.  The bank won’t do that.We can also send
your loan to another company when the rates drop.  Your bank can’t do that!  We refund to you any lender paid yield spread over and above our margin!

It’s important that you ask for the rate and net fees for your mortgage along with asking if you can lock that rate in.

 Check out our new Google plus page that offers you the ability to write a review about us!  Click here.

Programs, Smart Ideas and Information

5% Conventional with 100% Gift

You can now get a loan up to $417,000 ($625,000 in California) with a gift of the 5% minimum down payment.  Previously, this was only available on FHA loans.

U S Loans Mortgage, Inc. CEO Fred Glick commented “this will help thousands of prospective homebuyers that thought they were shut out of buying a home.”

This loan is available for those with credit scores down to 620 and is available for single family, townhomes and eligible condominiums.

Please contact us at or call 267-514-4630.

If you are buying a home, you MUST get a REAL PRE-APPROVAL

We pride ourselves in being one of the few companies that will get you a real Fannie Mae DO or Freddie Mac LP pre-approval.

This is the way that leading real estate agents get deals done.  Your agreement will stand out because of this approval.

Recent Short Sale?  Yes, You Can Buy!

If you have had a short sale but were current on your mortgage up until closing, you can get anew mortgage right away with FHA at U S Loans Mortgage. Call us for details at 267-514-4630

We have HARP 2.0 If you have no equity in your owner, second or investment property, let’s look at lowering your rate, even if you have PMI now!

FHA with 6% seller assist

Yes, it is still available.  Put 3.5% down, even as a gift and have the seller pay your closing costs.  We can help you structure your purchase!


We can do the Fannie Mae 5% down HomePath loans for their foreclosed properties for owner occupants, investors just 10% down.  For a list of eligible homes, please email