Is there really any advantage of going with one mortgage broker over another, or on particular bank over another, for a real estate loan (as long as the service is good)?

Yes. Brains, experience, lender relations which help pricing, speed of processing, etc. Get comfortable with someone or an online relationship is ok too! I have not met directly with a customer to take an application in about 5 years. It’s commoditized to the extent that Fannie, FHA, VA, etc. have ...

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Could there be an increase of foreclosures in the future with so many people paying a lot for homes today?

Could there be an increase of foreclosures in the future with so many people paying a lot for homes today?

Foreclosures happen when people can’t pay. Not because of price.

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Why is it not legal to loan your child money for a down payment or a mortgage for their first home?

Why is it not legal to loan your child money for a down payment or a mortgage for their first home?

Because the lenders want it as a gift so there is no family squabbles after the fact.. You can’t borrower any money regardless of the source that is a loan that is unsecured. If you do a loan against their car, then it is fine or a mortgage that you ...

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Can people be denied for a mortgage after pre-approval?

Can people be denied for a mortgage after pre-approval?

Yes, if circumstances change and if the property does not appraise.

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What will San Francisco real estate prices look like in the next 5-10 years?

What will San Francisco real estate prices look like in the next 5-10 years?

Like the old TWA ad used to say, ‘Up and Away TWA!” #supplyanddemand

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90% LTV Cash Out

Need lots of cash out? We can do without pmi! What's your story? We can help.

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Investment Mortgage NoDoc

Here is a bee product we have for investors. This loan is based on the cash flow of the property. Here are some highlights. Loan amounts up to $2m Debt coverage rate = 1.0% DTI not calculated - use case flow analysis No tax transcripts or tax returns required Cash ...

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